No Deposit Car Finance

Want a new car without needing to pay a deposit? It can sometimes be challenging or inconvenient to find the funds necessary for a deposit on your new car, as well as to find a good deal with affordable monthly payments. What many people don’t realise though is that no deposit car finance can actually work out at having lower monthly payments than hire purchase. Want to know more? Let’s take a look at everything you need to know about no deposit car finance deals!

What are the Key Benefits?

Obviously, the biggest and best advantage of zero deposit car finance is that you are not putting down any money up-front for the car. While some people are able to put together a deposit easily or maybe even pay for a new car outright, most people either don’t have the liquid funds necessary, or simply want to save the money for other things if able.

A no deposit car finance scheme is a great solution for anyone who wants to get their hands on their perfect car without having to save up or set aside the money for a deposit. As long as you can afford the monthly payments needed, there is no reason you can’t get behind the wheel of your chosen vehicle without delay.

Another fantastic advantage of no deposit car finance schemes is that they can actually be more affordable than a hire purchase scheme. Due to the way the repayment plan is structured, you will quite often be paying less per month than you might expect.

Finally, once you have paid off the finance then the car is yours! It might not be as quick as buying a car outright but it does allow you far more flexibility. If you are searching for a way to buy a car that does not have such an immediate impact on your finances, you should look into no deposit car finance today.

Will I Be Able to Get a No Deposit Deal?

Yes, you will! We pride ourselves on being able to help with all sorts of loan queries. Even with complex cases, we should be able to work something out to help you achieve what you need.

Got bad credit or are currently self-employed? Not a problem! We know how to put together deals which are designed to work with you and what you can afford in terms of monthly payments.

Which Cars are Available with No Deposit?

You might think that no deposit finance will leave you with restrictions in terms of the cars available. But once you have been given the go-ahead from our team, the credit will be yours to use as you see it. So as long as you can meet the monthly payments, you can choose whatever car you like.

We have a network of trusted traders who you can use to secure a wide variety of fantastic vehicles, or you can also head to any other dealership once your finance has been confirmed.

This allows you to buy second-hand or brand new depending on what you are looking for. So whether you just want something that will get you from A to B, something sporty, or a specific make and model, we’re confident that you will also be able to find what you’re looking for with our help.

So if you thought that your preferred car was unobtainable, take a look at some of the amazing deals on offer and it might not be long before that ideal model is sat in your drive way.

For more info, see our full list of no deposit car finance FAQs.

Why Use Car Finance Giant?

Here at Car Finance Giant we know how to find you the best possible no deposit car finance deals for you. Our team has years in the finance and motor industry and by focusing on technological innovations; we have put together simple but powerful systems able to get you the best possible results in the shortest time frame.

No deposit finance is one of the most convenient ways to buy a car and we are certain that we can help you find that perfect deal.

If necessary, we can get your application through our system in an amazing two hours and our fantastic customer service team are just a phone call or email away, and ready to help.

Unlike other providers, we always check that dealers are fully FCA regulated, and if any dealership fails to meet our many strict quality criteria, we will advise you to source a vehicle elsewhere. What’s more, we ensure that your new car goes through extensive checks prior to deliver or collection, and we even provide a 5-star after sales service to help you tackle any unforeseen challenges that should arise between yo and the dealership or lender later down the line.

Contact Us Today

If you need a new car fast, no deposit finance might be just the solution you need to get the perfect vehicle with a repayment scheme that suits your circumstances. Contact Car Finance Giant today! All you need to do is fill out our quick and easy application and you could have the finance you need in a flash.


Our Partners

Car finance calculator

Our best deal yet! Rates from 2.9% flat

My credit score is

I'd like to borrow


I'd like to repay over


Your monthly payment is...


(Based on your credit rating)

Best available rate (flat) 2.9 %
Total repayment £ 8,015.00
Total cost of credit £ 1,015.00

You Could buy a car up to


(Based on your credit card rating)

Best available rate 2.9

Total repayment 8,015.00

Total cost of credit

We compare products from UK's top lenders to get you the best deal.


Representative example:

As an example of our car finance deals, borrowing £4,500 over 5 years with an annual interest rate of 7% (Fixed), APR 13.25% and a deposit of £0.00, the amount payable in monthly repayments would be £101.25 per month, with a total cost of credit of £1,575.00 and a total amount payable of £6,075.00.
We are a credit broker and a lender. Above example, represent our services as a credit broker and not as a lender.


How it Works

No deposit car finance is one of the easiest ways to get a car you love more affordably, and all it takes is three easy steps…

Once Approved No impact on your credit score

You'll have own personal advisor on hand from start to finish. They'll give you the amount you can borrow and discuss the documents we need from you.

Choose a car Buy from any reputable dealer

If you need help finding the right car, you can browse over 250,000 cars on our car search, all sold by trusted dealers. But remember, you're to choose your car from car from any reputable dealer if you wish.

We do all the checks On Dealer & Vehicle

Once you've found the car,We'll carry out checks on the dealer and vehicle to make sure you can buy with confidence.

Sign & collect Drive away happy!

If you're happy with vehicle and have signed the agreement, we'll pay the dealer directly. All you then need to do is pick up the car.

We are here to help, to just get in touch


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Opening hours:

9am to 8pm Monday - Friday

9am to 6pm Saturday

10am to 6pm Sunday and Bank Holidays

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